My emergency funds will cover expenses for

More than 6 months

3 to 6 Months

1 to 3 Months

I don’t have any emergency fund

I am able to save

More than 50% of my income

25 to 50% of my income

10 to 25% of my income

I am not able to save

My monthly utility bills are

Auto debited from my bank account

Paid gradually at my discretion over the course of the month

Paid at the last minute

Usually miss payment dates

I have a life insurance cover of

More than 8 to 10 times my annual salary

Less than 8 times my annual salary

Less than my annual salary

I don't have a life insurance cover

My credit card bills are

Fully paid every month

Rarely rolled over

Rolled over 1-2 times in a year

Frequently rolled over to the next month

I invest a part of my monthly saving

Regularly

Usually

Sometimes

Never, it stays in my Bank Account

My monthly spends are mostly on

Necessary expenses like utilities,food and rent

Basic expenses and occasional splurging

Entertainment, movies and dining out

Anything that catches my fancy. Why earn if you don’t spend?

I have made adequate financial planning to ensure that my Life Goals will be met within the time frame

Definitely

Probably

Probably not

Definitely not

I have planned for medical emergency in the family

Through an individual or family floater mediclaim policy

Through employer provided mediclaim cover

Out of my emergency fund

I have not yet planned for medical emergencies

I invest in the market based products like stock and Mutual Funds

Regularly to build a corpus for my long term goals

Whenever I have surplus cash left after other investment plans

Never, I avoid investing into such a high risk avenue altogether

Only when the market is performing really well

Financial Health Quiz