Fixed Deposit
Fixed Deposits are one of the oldest and most common methods of investing. When it comes to assured returns, choosing the right type of savings scheme makes all the difference. Fixed Deposits let you make the most of value-added benefits as you create wealth at low risk.
Fixed Deposits in companies that earn a fixed rate of return over a period of time are called Company Fixed Deposits.
- Types of Companies offering Fixed Deposits
- Financial Institutions
- Non-Banking Finance Companies (NBFCs).
- Manufacturing Companies
- Housing Finance Companies
- Government Companies &
- You can also go for Fixed Deposits with Banks.
| Monthly | Quarterly | Half Yearly | Yearly | CDY | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sl # | Name Of the Company | W.E.F | Min. Invst Period (Months) | Amt (Rs.) | ROI (%) | Amt (Rs.) | ROI (%) | Amt (Rs.) | ROI (%) | Amt (Rs.) | ROI (%) | Amt (Rs.) | ROI (%) |
| 2 | BAJAJ FINANCE LIMITED | 03/09/2019 | 12-23 | 7.72 | 7.77 | 7.85 | fat | 8.00 | 8.00 | ||||
| Note: 0.25% extra for Senior Citizen | 24-35 | 25000 | 7.77 | 25000 | 7.82 | 25000 | 7.89 | 25000 | 8.05 | 25000 | 8.05 | ||
| PAN Card photocopy, Photo & Address proof required of all Investors | 36-60 | 8.05 | 8.10 | 8.18 | 8.35 | 8.35 | |||||||
| SPECIAL SCHEME | 15 | 100000 | 7.77 | 100000 | 7.82 | 100000 | 7.89 | 100000 | 8.05 | 100000 | 8.05 | ||
| 2 | HDFC LTD (Individual) - Regular Deposits | 04/10/2019 | 12-23 | 40000 | 7.25 | 20000 | 7.30 | 20000 | 7.37 | 20000 | NA | 20000 | 7.52 |
| Note: 0.25% extra for Senior Citizen | 24-35 | 7.25 | 7.30 | 7.37 | 7.52 | 7.52 | |||||||
| Note: These rates are applicable for deposits < Rs.1 crore | 36-59 | 7.25 | 7.30 | 7.37 | 7.52 | 7.52 | |||||||
| PAN Card photocopy, Photo & Address proof required of all Investors | 60-84 | 7.25 | 7.30 | 7.37 | 7.52 | 7.52 | |||||||
| 3 | HDFC PREMIUM DEPOSITS | 04/10/2019 | 15 | 40000 | 7.30 | 20000 | 7.35 | 20000 | 7.42 | 20000 | NA | 20000 | 7.57 |
| Note: 0.25% extra for Senior Citizen | 30 | 7.35 | 7.40 | 7.47 | 7.62 | 7.62 | |||||||
| 22/44 | 7.40 | 7.45 | 7.52 | 7.67 | 7.67 | ||||||||
| 4 | HDFC PREMIUM DEPOSITS- INDV | 04/10/2019 | 33/66 | 40000 | 7.45 | 20000 | 7.50 | 20000 | 7.57 | 20000 | 7.72 | 20000 | 7.82 |
| 5 | JKTYRE INDUSTRIES | 12 | NA | NA | 25000 | 8.00 | NA | NA | NA | NA | 25000 | 8.24 | |
| Note: 0.50% extra for Senior Citizen deposit | 24 | NA | 8.25 | NA | NA | 8.87 | |||||||
| 36 | NA | 8.35 | NA | NA | 9.38 | ||||||||
| 6 | LIC HOUSING FINANCE CO. LTD | 26/10/2019 | 12 | 200000 | 7.25 | NA | NA | NA | NA | 10000 | 7.50 | 10000 | 7.50 |
| Note: 0.10% extra for Senior Citizen deposit up to 50000/- | 18 | 7.25 | 7.50 | 7.50 | |||||||||
| Note: 0.25% extra for Senior Citizen deposit up to 51000/- | 24 | 7.25 | 7.55 | 7.55 | |||||||||
| PAN Card photocopy and Address proof required of all Investors | 36 | 7.35 | 7.60 | 7.60 | |||||||||
| 60 | 7.35 | 7.60 | 7.60 | ||||||||||
| 7 | Mahindra & Mahindra Financial Services Ltd. | 22/08/2019 | 12 | NA | NA | 50000 | 7.55 | 25000 | 7.60 | NA | NA | 5000 | 7.75 |
| Note: Senior Citizen will get 0.25% extra | 18 | 7.55 | 7.60 | NA | NA | ||||||||
| PAN Card photocopy, Photo and Address proof required of all Investors | 24 | 7.90 | 7.95 | NA | 8.73 | ||||||||
| 36 | 8.25 | 8.30 | NA | 9.15 | |||||||||
| 48,60 | 8.25 | 8.30 | NA | 9.58-10.00 | |||||||||
| 8 | PNB Housing Finance Ltd. | 22/10/2019 | 15 | 25000 | 7.80 | 10000 | 7.85 | 10000 | 7.90 | 10000 | 8.10 | 10000 | 8.21 |
| 22 | 7.85 | 7.90 | 7.95 | 8.15 | 8.41 | ||||||||
| Note: 0.25% extra for Senior Citizen | 30 | 7.90 | 7.95 | 8.00 | 8.20 | 8.73 | |||||||
| 44 | 8.05 | 8.10 | 8.15 | 8.35 | 9.33 | ||||||||
| 9 | PNB Housing Finance Ltd. | 22/10/2019 | 12 | 25000 | 7.75 | 10000 | 7.80 | 10000 | 7.85 | 10000 | 8.05 | 10000 | 8.05 |
| Note: Senior Citizen will get 0.25% extra | 24 | 7.80 | 8.85 | 7.90 | 8.10 | 8.43 | |||||||
| PAN Card photocopy, Photo & Address proof required of all Investors | 36 | 7.90 | 7.95 | 8.00 | 8.20 | 8.89 | |||||||
| 48-59 | 8.05 | 8.10 | 8.15 | 8.35 | 9.46 | ||||||||
| 60-71 | 8.15 | 8.20 | 8.25 | 8.45 | 10.00 | ||||||||
| 72-120 | 8.00-7.95 | 8.05-8.00 | 8.10-8.05 | 8.30-8.25 | 10.23-12.09 | ||||||||
| 10 | Shriram Transport Finance-UNNATI Fixed Deposit | 01/11/2019 | 12 | 10000 | 7.72 | 10000 | 7.77 | 10000 | 7.85 | 10000 | 8.00 | 5000 | 8.00 |
| Photo, PAN Card photocopy and Address proof required of all Investor | 24 | 7.95 | 8.00 | 8.08 | 8.25 | 8.59 | |||||||
| Note: Additional benefit for Sr.Citizen 0.23%(M&Q), 0.24%(H), 0.25%(Y &C) | 36-60 | 8.42-8.65 | 8.48-8.71 | 8.57-8.81 | 8.75-9.00 | 9.54-10.77 | |||||||
| 54EC | Monthly | Quarterly | Half Yearly | Yearly | CDY | ||||||||
| Name Of the Company | W.E.F | Min.Invst Period (Months) | Amount(Rs.) | ROI(%) | Amount(Rs.) | ROI(%) | Amount(Rs.) | ROI(%) | Amount(Rs.) | ROI(%) | Amount(Rs.) | ROI(%) | |
| 1 | Rural Electrification Corporation limited (code: 027) | 01/04/2018 | 60 | NA | NA | NA | NA | NA | NA | 10000 | 5.75 | NA | NA |
| PAN Card and Address proof (AADHAR) photocopy required of all Investors | |||||||||||||
| 2 | Indian Railway Finance Corp Ltd (CODE: 024) | 01/04/2018 | 60 | NA | NA | NA | NA | NA | NA | 10000 | 5.75 | NA | NA |
| PAN Card and Address proof (AADHAR) photocopy required of all Investors | |||||||||||||
| 3 | PFC Capital Gain Bonds (CODE: P021) | 01/04/2018 | 60 | NA | NA | NA | NA | NA | NA | 10000 | 5.75 | NA | NA |
| PAN Card and Address proof (AADHAR) photocopy required of all Investors | |||||||||||||
| GOI BONDS | Monthly | Quarterly | Half Yearly | Yearly | CDY | ||||||||
| Name Of the Company | W.E.F | Min.Invst Period (Months) | Amount(Rs.) | ROI(%) | Amount(Rs.) | ROI(%) | Amount(Rs.) | ROI(%) | Amount(Rs.) | ROI(%) | Amount(Rs.) | ROI(%) | |
| 1 | State Bank Of India 7.75% Savings (Taxable) Bonds, 2018 | 84 | NA | NA | NA | NA | 1000 | 7.75 | NA | NA | 1000 | 7.75 | |
| 2 | HDFC Bank GOI 7.75% Savings (Taxable) Bonds 2018 | 84 | NA | NA | NA | NA | 1000 | 7.75 | NA | NA | 1000 | 7.75 | |
| Note: PAN Card photocopy Required | Interest UP TO 10000/- No TDS | ||||||||||||